Sample Background Check Report
See what a tenant screening report looks like before you order: a credit report with FICO score, criminal check, sex offender search and eviction search in one report.
- Credit Report with FICO Score
- Criminal Check
- Sex Offender Search
- Eviction Search
Applicant Snapshot
The report opens with a one-screen summary so you can see the key facts at a glance.
Credit score
| Score | 561 (Fair Isaac model) |
| Positive accounts | 6 |
| Negative accounts | 3 |
| Public records | 3 |
| Collections | 1 |
Debt and income
| Total debt | $280,037 |
| Total monthly payments | $4,984 |
| Past-due payments | $1,421 |
| Stated monthly income | $6,850 |
| Approx. money left each month | $153.50 |
The snapshot also charts the monthly count of positive and negative accounts over the last two years, so you can see whether things are getting better or worse.
Consumer Credit Report
Identity and address history
Applicant name as reported by the bureau, current and previous addresses with dates, and date of birth, so you can compare it with the application.
Score factors
- Accounts not paid as agreed and/or legal item filed
- Length of time since account delinquent
- Number of accounts delinquent
- Proportion of balance to high credit on revolving accounts
Trade totals
| Type | Limit | Balance | Past due | Monthly payment |
|---|---|---|---|---|
| Installment | $1,000 | $265,380 | $1,421 | $4,549 |
| Revolving | $20,000 | $14,657 | $0 | $435 |
| Grand totals | $21,000 | $280,037 | $1,421 | $4,984 |
Creditor records
| Account type | Opened | Balance | Status |
|---|---|---|---|
| Credit card | 05/96 | $0 | Current / closed at consumer’s request |
| Credit card | 02/85 | $6,029 | Current |
| Auto loan | 12/93 | $11,050 | 2 payments past due |
| Secured loan | 03/93 | $19,330 | 2 payments past due |
| Real estate | 05/90 | $234,000 | Current |
Each account also shows a month-by-month payment history, color-coded for paid as agreed, 30, 60, 90 and 90+ days overdue, repossession, collection or charge-off.
Collections, Public Records and Inquiries
Collections
| Assigned | 09/94 |
| Original balance | $500 |
| Current balance | $250 |
| Comment | Account information disputed by customer |
Public records
| Bankruptcy | Chapter 13 petition filed 02/93, U.S. Bankruptcy Court |
| Legal item | Filed 07/95, $12,450 |
| Legal item | Filed 09/93, $1,200 |
Recent credit inquiries are listed with the company name and date.
Criminal Check and Sex Offender Search
Criminal check
| Offender | Jonathan Consumer (fictional) |
| Offense date | 11/06/1990 |
| Offense | Breaking and entering |
| Source | State criminal database |
Sex offender search
No records found.
When a match is found, the registry details are shown here.
Criminal results show the offense, date, statute and the database the record came from. How to read case dispositions.
Eviction Search
| Name match | Date | Location | Details |
|---|---|---|---|
| Consumer, Jonathan | 04/20/00 | Burbank, CA | Disposition: judgment for plaintiff. Judgment: $1,800 |
Exact name matches are highlighted so you can check them carefully against the application.
Employment Screening Reports
Employment reports include the searches you choose: county, statewide, national and federal criminal searches, driving records, credit reports and Social Security number verification.
Ready to Screen Your First Applicant?
No monthly, yearly or sign-up fees. Pay by credit or debit card only for the reports you order.
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Questions? Call 512-451-2734 or see how pricing works.
